The importance of having your pension fund study carried out by GEQ – Bâtiment Conseil

Since the entry into force of Law 16 , all co-ownership syndicates in Quebec are now required to have a contingency fund study carried out before August 2025. This requirement aims to ensure the sustainability of buildings, to adequately plan future major work and to protect the value of your investment.

🔍 What is a pension fund study?

This is a technical and financial document prepared by a qualified professional, which establishes:

• The condition of the building's common components (roof, cladding, foundations, windows, balconies, etc.)

• Their remaining life and future replacement cost

• Annual contributions to be expected to maintain a sufficient and compliant reserve fund

  
  

⚖️ Why use GEQ – Bâtiment Conseil?

Because a contingency fund study is not limited to numbers. It is based above all on in-depth technical expertise of the building . Our experts carry out a rigorous on-site inspection , analyze the actual condition of each element, and apply the standards of the Quebec Building Code , the APCHQ Performance Guide and good engineering and property management practices .

💼 Our approach: rigor, clarity and transparency

GEQ – Bâtiment Conseil offers a clear, detailed and illustrated report , adapted to the real needs of your co-ownership. Our method combines:

• A complete technical analysis of the structure and envelope

• A realistic financial projection over 25 to 30 years

• Specific recommendations for proactive and responsible management of the pension fund

  
  

📅 A legal obligation… but above all a collective responsibility

Ignoring or delaying your contingency fund study may expose your union to:

• Penalties for non-compliance

• Conflicts between co-owners

• Major financial surprises during unplanned emergency work

  
  

🧭 Trust a team of recognized experts

GEQ – Bâtiment Conseil is a provincial network of experts in building, engineering and property management. We already support several unions in complying with Law 16 , producing their maintenance logbook , and optimizing long-term budget planning .

📞 Contact us today to schedule your pension fund study before the deadline and benefit from the support of a recognized and impartial expert .